Legal & Policies

careless™

last updated: September 2026

Policy documents

Product summaries for the cover we arrange. Read these alongside your policy schedule and the full policy wording before you buy. They open in a new tab.

Commercial Combined

Public Liability, Employers' Liability, Business Contents, All Risks, Cyber and Legal Expenses are not separate policies. Each is a section of the one Commercial Combined policy, and the documents below cover all of them.

• Policy Wording (PDF, v3.0)

• Product Summary (PDF, V.03)

These are the documents for a policy bought today. If you already hold a Commercial Combined policy, the documents for the edition you bought are in your Vault™.

Legal

Our wider legal and privacy terms live on their own pages:

• Terms & Conditions

• Privacy Policy

• Cookie Policy

Contact

If you have any questions, you can reach us at support@wearecareless.com