A camera bag goes missing from a train between two shoots, with a body and three lenses inside. Replacing them costs £6,200.
Covered by All Risks
Insurance for creative, media and marketing.
What one bad shoot can cost.
The risks that come with creative and client work, and the cover that pays.
A phishing email takes over the agency inbox and the attacker sends fake invoices to clients. The response and recovery come to £9,500.
Covered by Cyber
A light stand falls on a guest at a launch event you produced and injures their shoulder. The claim settles at £11,000.
Covered by Public Liability
Illustrative examples. Cover depends on the package and limits you choose.
Three steps. No long phone calls.
Getting covered shouldn't be a project. Start to finish, it's all online.
- 1.
Get your price
A few quick questions and your quote's on screen.
- 2.
Buy and you're covered
Pay online and your cover goes live straight away.
- 3.
Manage it all in one place
Documents, claims and renewals, one simple dashboard.
Backed by
The insurers and partners behind your cover.
Cover built for creative work.
Your studio is equipment, files and client trust. The cover should protect all three.
Equipment that earns
All Risks covers the cameras, laptops, lighting and audio equipment you name against theft, loss and accidental damage, in the studio and on location.
Files and accounts are the work
Client files, social accounts and inboxes are where the work lives. Cyber pays for the response and recovery when one is breached.
Shoots and events bring people in
Public Liability answers the claim when someone is hurt or their property is damaged at a shoot, an event or a client's office.
The policies that matter most
The core modules for your trade. Tap through for what each one does.
Get instant insurance- All RisksBroader cover for accidental loss or damage to business assets — including the kit you take off-site.
- CyberA data breach, ransomware or account takeover — incident response, recovery and liability.
- Public LiabilityClaims from third parties — clients, the public, anyone who isn't your employee — for injury or property damage linked to your business.
- Legal ExpensesLegal costs and expert advice when a dispute hits — employment claims, tax investigations, contract and debt recovery — plus a 24/7 legal advice line.
- Professional IndemnityClaims that your advice, designs or work caused a client financial loss.Coming Soon
Professional Indemnity is launching soon and cannot be bought yet. It answers claims that your creative work or advice cost a client money. Every other cover here you can buy today.
Who this covers.
Agencies, studios and producers we cover. If yours isn't here, search for it when you start a quote.
Marketing and creative agencies
Brand, content, social, PR and performance marketing for clients.
Photographers and videographers
Commercial, event and content shoots, on location or in the studio.
Designers and design studios
Graphic, brand, web, product and interior design.
PR agencies
Press, launches and reputation work for brands and clients.
Film and TV production companies
Producing films, adverts and television for clients and broadcasters.
Animators and motion designers
Animation, motion graphics and digital art for content and brands.
Copywriters and scriptwriters
Scripts, captions and copy for videos, podcasts and brands.
Illustrators and artists
Illustration, artwork and commissions sold to clients and fans.
Record labels and music publishers
Releasing, licensing and managing music for artists.
Podcast and recording studios
Studios hired for podcasts, voiceovers and music.
Event and brand activation agencies
Launches, pop-ups, shows and brand events.
Independent publishers
Publishing books, magazines and digital titles.
Market research agencies
Surveys, focus groups and customer insight for clients.
Marketing and creative agencies
Brand, content, social, PR and performance marketing for clients.
Photographers and videographers
Commercial, event and content shoots, on location or in the studio.
Designers and design studios
Graphic, brand, web, product and interior design.
PR agencies
Press, launches and reputation work for brands and clients.
Film and TV production companies
Producing films, adverts and television for clients and broadcasters.
Animators and motion designers
Animation, motion graphics and digital art for content and brands.
Copywriters and scriptwriters
Scripts, captions and copy for videos, podcasts and brands.
Illustrators and artists
Illustration, artwork and commissions sold to clients and fans.
Record labels and music publishers
Releasing, licensing and managing music for artists.
Podcast and recording studios
Studios hired for podcasts, voiceovers and music.
Event and brand activation agencies
Launches, pop-ups, shows and brand events.
Independent publishers
Publishing books, magazines and digital titles.
Market research agencies
Surveys, focus groups and customer insight for clients.
More than a policy
A dispute or a tax enquiry tends to land when you've least got time for it. Add Legal Expenses and you've got experts on the phone, and if you ever do need to claim, we get your notification straight to the specialist team appointed to handle it, and they take it from there, so a bad day doesn't derail the business.
Legal cover when disputes hit
- Employment & tribunal disputes
- HMRC tax & VAT enquiries
- Contract & debt recovery
- Crisis communications & PR
Experts on the phone
- 24/7 legal advice line
- Tax & VAT advice, weekday hours
- Confidential counselling, 24/7
Questions, answered.
All Risks for the equipment you shoot and edit on, Cyber for client files and accounts, Public Liability for shoots and events, and Legal Expenses for unpaid invoices. Professional Indemnity is launching soon.
Yes, with All Risks. It follows the items you list, so a camera or laptop taken on a shoot is covered as it would be in the studio, up to the values you set.
Not online today. Bands, singers and performing musicians aren't something we can quote here, so they are not listed. Record labels, publishers and recording studios are.
For most agencies and studios, within a few minutes: answer the questions, see the price on screen and buy online. Documents follow by email.
Your cover is arranged with Kovrilo, a UK MGA backed by Mission.
Yes. We're an Appointed Representative of Stubben Edge (Risk) Limited, regulated by the Financial Conduct Authority (FRN 943286).