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Liability
Covers claims if someone is injured or their property is damaged because of your business
Essential cover for any business that interacts with the public. Protects you if someone is injured or their property is damaged as a result of your business activities.
Up to £10m
cover limit
Legal requirement if you employ staff — covers injury or illness claims
A legal requirement if you have employees. Covers compensation and legal costs if an employee is injured or becomes ill because of their work for you.
£10m
cover limit
Covers claims of negligent advice, errors, or omissions in your professional services
If a client claims your professional advice, design, or service caused them financial loss, PI covers your legal costs and any compensation. Essential for consultants, IT, accountants, and creative professionals.
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cover limit
Property & Assets
Cover for the equipment, stock, and furnishings inside your premises
Protects everything inside your business premises — equipment, stock, furniture, and fittings — against loss or damage from fire, flood, storm, theft, and more.
Up to £1.5m
cover limit
Broader cover for accidental loss or damage to business assets
Broader protection for business assets against accidental loss or damage, including items taken away from your premises.
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cover limit
Specialist
Protection against data breaches, cyber attacks, and digital disruption
Covers the costs of responding to a data breach, cyber attack, or digital disruption — including legal fees, notification costs, and lost income.
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cover limit
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